Techniques to borrow financial institution for SMEs
To keep growing, the business needs ample source of fund. Only owner’s fund may be a limitation of business expansion and investment in large project. Bank borrowing is not only to support liquidity, to keep business going but also, in financial principle, to increase profit in some cases. Accessibility of borrowing, however, is not simple especially SMEs. This curriculum is set to attendee for realizing borrowing techniques, method of borrowing readiness as well as financial products, so that, SMEs’ borrowing has been successfully done on satisfactory term and condition
Objective: 1. To understand credit analysis principles and techniques 2. To understand credit process/necessary document needed for credit application 3. To understand financial products 4. To understand negotiation method of term and condition 5. To understand techniques of borrowing readiness and presentation
Attendee:SMEs, Accounting and/or Financial Assistant-Manager, Credit analyst, and general attendee.
Schedule: 08.45–09.00 am Register 09.00-10.30 am Credit analysis principles and techniques Triggers to apply for credit borrowing 10.30-10.45 am Break(1) 10.45-12.00 pm Credit process/necessary document needed for credit application 12.00-01.00 pm Lunch 01.00-02.30 pm Financial products 02.30-02.45 pm Break(2) 02.45-04.30 pm Techniques of borrowing and presentation